Unleash the power of your business assets to fund your growth

Invoice Discounting

UK businesses are increasingly turning to their assets to release working capital for growth. Discounting is at the heart of every Asset-Based Lending facility we deliver.

Not only does Invoice Discounting provide a substantial initial cash injection, it is a revolving funding line that will sustain your growth trajectory.

Our focus is always to maximise the availability and certainty of your funding, so we often supplement Invoice Discounting with funding against additional assets as an integral part of a full ABL package. Advances of up to 90% of Trade Debtors are available.

Inventory

With IGF, you can also use your Inventory (Stock) as security as part of a wider Asset-Based Lending package.

In the case of Inventory, we will advance up to 85% of the Eligible Value on a revolving basis. Your availability of funding, therefore, goes up and down in line with your stock levels. This can be very useful to a business that has seasonal trading fluctuations or that carries high values of stock to cover customer needs.

Plant & Machinery

In respect of Plant & Machinery, our advance will take the form of an amortising loan of up to 4 years.

An advance of up to 75% of the value of existing equipment can prove an excellent way to raise funds for further capital expenditure (capex) or other developments.

Property

Commercial property provides a business with stability but there may be equity as a result of loans being paid down that could be re-used profitably in the business.

Our facilities of up to 75% LTV are amortising but may be structured to offer a lower level of repayments during the term with a bullet repayment of the balance.

Cash Flow Loans

In addition to the ability to release working capital, is often necessary to provide an additional loan based on the cash flow of a business – particularly to support private equity sponsored transactions and M&A activity.

This supplemental facility is available to organisations with strong capital structures and can make all the difference in making deals a reality.