IGF Group’s highly experienced ABL team can generate a higher level of funding for your business by unlocking the maximum value tied up in the combined assets within your business, including: Debtors, Inventory, Plant & Machinery and Property. We can also structure a top up Cash Flow Loan to support Mergers and Acquisitions activity.
UK businesses are increasingly turning to their assets to release working capital for growth. Invoice Discounting is at the heart of every Asset Based Lending facility we deliver.
Not only does Invoice Discounting provide a substantial initial cash injection, it is a revolving funding line that will sustain your growth trajectory.
Our focus is always to maximise the availability and certainty of your funding, so we often supplement Invoice Discounting with funding against additional assets as an integral part of a full ABL package. Advances of up to 90% of the Sales Ledger are available.
Advances of up to 90% of the Sales Ledger are available.
With IGF, you can also use your Inventory (Stock) as security as part of a wider Asset Based Lending package.
In the case of Inventory, we will advance up to 85% of the Eligible Value on a revolving basis. Your availability of funding therefore goes up and down in line with your stock levels. This can be very useful to a business that has seasonal trading fluctuations or that carries high values of stock to cover customer needs.
Advances of up to 85% of the Eligible Value on a revolving basis.
In respect of Plant & Machinery, our advance will take the form of an amortising loan of up to 4 years.
An advance of up to 75% of the value of existing equipment can prove an excellent way to raise funds for further capital expenditure (capex) or other developments.
Up to 75% of the value of existing equipment can prove an excellent way to raise funds.
Commercial Property provides a business with stability but there may be equity as a result of loans being paid down that could be re-used profitably in the business.
Our facilities of up to 75% LTV are amortising but may be structured to offer a lower level of repayments during the term with a bullet repayment of the balance.
Our facilities of up to 75% LTV are amortising but may be structured to offer a lower level of repayments.
In addition to the ability to release working capital, is often necessary to provide an additional loan based on the cash flow of a business – particularly to support private equity sponsored transactions and M&A activity.
This supplemental facility is available to organisations with strong capital structures and can make all the difference in making deals a reality.
A Commercial Loan from IGF is the perfect way to raise money for your business quickly and easily.
We offer a fully flexible Commercial Loan with options designed to make your life easier. Create the loan you want. Reduce your payments. Pay off your loan anytime. Pay just the interest. Draw down in stages.
With IGF you’re in the driving seat.
Our decision makers will see you at your business premises.
The experience of the asset-based lending team at IGF proved to be a vital element in the successful execution of this MBO transaction. They were able to move incredibly quickly and delivered a demonstrably higher availability than our previous facility, with the scope to draw down further as required. We found ourselves in a difficult position in terms of timing and verification of our existing performance and IGF’s committed and responsive approach gave us and our vendor’s confidence right from the start.
, CEO of Testing Solutions Group