Funding Solutions

Our range of flexible business finance solutions includes Asset Based Lending, Invoice Discounting and Factoring along with Bad Debt Protection.


Founded on expertise. IGF is a leading independent commercial finance provider with a national presence.

Client Centre

Access your account and find help & support and other important information.

About us / Team

Our team comprises some of the industry's most experienced commercial finance professionals.

Their expertise and passion for helping companies achieve their ambitions is the driving force behind our business.

You will find our team friendly, approachable and always available to support you every step of the way.

Meet our Team
  • Commercial Team
  • Corporate
    • Jon joined IGF as part of the acquisition team in April 2016. In his role, he heads the national business development activities for the Group.

      Jon has over 20 years’ experience in both the Invoice Finance and Asset-Based Lending sector. During his career, he has worked for NMB Heller, GE Capital and, latterly, RBS Asset Based Lending. Jon has been involved in deals of all sizes and degrees of complexity in the UK and the US.

    • Paul Edmeades
      ABL Director

      Paul joined IGF in February 2017 to head up and develop the Underwriting Team for the Group. Having achieved this objective and to support the wider growth aspirations of IGF he agreed in April 2018 to transition into a Commercial role and is now responsible for all new business activity across the Midlands region, where he has lived for the last 13 years.

      Key areas of commercial expertise include structuring and delivering ABL facilities for event driven opportunities, including MBO’s/MBI’s, acquisitions, refinances for growth and turnaround.

      Paul has over 20 years experience in the Asset Based Lending industry and has held senior Risk, Portfolio and Commercial roles, most recently with Shawbrook Bank but also with GE Capital and NMB Heller.

    • Oliver Smith
      Oliver Smith
      Business Development Executive

      Following his degree in Environmental Management from the University of Manchester, Oliver worked in Birmingham and became a Team Lead of a small Tax Compliance team at Deutsche Bank for a year. In July 2018 he took a role in London at Goldman Sachs in their Fixed Income Bonds Team. Supporting Repo traders and the sales desk. Working with Tokyo and New York to cover round the clock trading for the bank.

      After a year, he decided to move away from working in banks, moved back to Birmingham, and discovered invoice finance and asset based lending. He joined IGF in September 2019 and works alongside Paul Edmeades covering the East and West Midlands area.

    • Richard Spielbichler
      Richard Spielbichler
      ABL Director

      Richard joined IGF in August 2016 to lead our business development activity for the North of England. Before this, Richard was with GE Capital’s Asset Based Lending business for 12 years. He has also worked in business development roles within the Bank and Asset-Based Lending functions of RBS Group.

      Richard is an Asset Based Lending professional with more than 20 years’ experience helping companies grow using bespoke funding solutions that increase working capital. These include Management Buy Outs, acquisitions, turnaround finance and refinance.

    • Jeff Greenfield
      Jeff Greenfield
      ABL Director

      Jeff joined IGF in July 2016. He is the ABL Director for North London & Home Counties, and responsible for business development in that area. Jeff has been in the Asset Based Lending sector for 16 years. During this time, he has worked for various banks and independent providers including Five Arrows Commercial Finance, Centric Commercial Finance, and Close Brothers Commercial Finance.

      Jeff is experienced in working on deals of all sizes and types, including Management Buy Outs, Management Buy Ins, acquisition, refinance, and turnaround.

    • MIke Fletcher
      Mike Fletcher
      ABL Director

      Mike joined IGF in July 2017 as ABL Director and is responsible for origination across London and the South East.

      Key areas of commercial expertise include structuring and delivering ABL facilities between £1m and £10m in support of event driven opportunities, including MBO’s/MBI’s, acquisitions, refinances for growth and turnaround.

      Mike’s experience in the independent funding market ensures that maximising liquidity and minimising execution risk are key areas of focus for each transaction.

      Previous employment includes Centric Commercial Finance and Shawbrook Bank where he held roles in both Business Development and Portfolio/Relationship Management.

    • Rob Onslow
      Rob Onslow
      Business Development Executive

      Rob completed his undergraduate degree in American Politics at Manchester Metropolitan University (2013-17), and a post-graduate degree in International Relations and Conflict at Sussex University (2017-18). He interned with various MPs and MEPs throughout his undergrad and interned with the Conservative party throughout his Masters.

      Following his masters in 2018, Rob worked in New York City for 4 months with Ergo business intelligence. In 2019 he worked for the Conservative Party full time in the International department, which involved briefing MPs on international party policy and organising & running conferences on teaching policy initiatives to ‘sister-parties’ throughout the developing world.

      Having worked at a cross section of politics and business in his previous two roles, Rob sought a new challenge in the world of Asset Based Lending. Leading to his business development role in IGF. He works out of the London office with Jon Hughes and Michael Fletcher.

    • Dave Pickup
      ABL Director

      Dave has been invloved in the finance industry since 2001. Always in a anew business capacity. He has worked for both independent finance companies and banks. He specialises in improving SME’s cash flow through alternative funding. Providing facilites for every stage of a business’ journey including start-up finance, MBOs and acquisitions, as well as general working capital.

      He previously worked at RBS, where he held the position of Business Development Manager for almost five years. Prior to this he headed up the Thames Valley SME Invoice Finance team at Metro Bank. Before invoice finance his career saw him work in the trade finance and credit insurance industries.

      His industry experience supports IGF’s growth ambitions and presence in the Thames Valley region.

    • John Allbrook_IGF Chairman
      John Allbrook

      John is currently Non-Executive Chairman of Cellesce, a biotechnology start-up, and is a Board Mentor with Critical Eye, the peer-to-peer Board community.

      Since leaving GE Capital in 2004 John has built an impressive track record working with private equity and AIM-listed businesses in both the financial services and technology sectors. As CEO of GoIndustry plc, John was instrumental in helping the company to secure an AIM listing. As Executive Chairman of Syscap, he grew revenues and EBITDA significantly. Enabling the successful sale of the business to the Wesleyan Mutual Assurance Society.

      At IGF, John will be providing counsel on how IGF can best support the growth ambitions of SMEs, many of which are backed by the UK’s leading Private Equity houses. 

    • John Onslow is an industry veteran and brings a wealth of experience to his role as Chief Executive of the IGF Group. In April 2016, John led the Management Buy Out/Buy In of IGF, and brought with him colleagues to develop the Asset Based Lending side of the business.

      He is a former Chairman of ABFA (The Asset Based Finance Association) and co-founder of Centric Commercial Finance, where he was CEO through to its sale to Shawbrook Bank. Under Shawbrook Bank’s ownership, he was a member of the executive team which ran the bank. Before founding Centric, John was COO of GE Commercial Finance and Deputy Group MD of NMB-Heller.

    • Matt Shepherd
      Matt Shepherd
      Commercial Director

      Matt has over 20 years experience in the ID and ABL marketplace starting his career in business development with RBS Invoice Finance (RBSIF). After a successful period as a BD Matt left for his first stint at Clydesdale Bank IF before returning to a sales leadership role with RBSIF in 2007. With RBS Matt led across the Small Business, Commercial and Small Corporate sectors managing teams that extensively covered London and the South East and Thames Valley. During this time he developed a number of high performing sales teams and built many strong relationships in the South of the UK.

      After 8 years with RBSIF, Matt took the opportunity to Head up Clydesdale and Yorkshire Bank IF’s (CYBG) national Business Development Team, doubling the entire lending book in his time. During Matt’s last 18 months at CYBG he took full responsibility for the IF business where they continued to grow with success.

    • Stephen Moore
      Chief Financial Officer

      Stephen is a qualified Chartered Accountant and manages the Finance and Treasury functions in IGF.

      After working in the Asset Based Lending sector for 8 years with NMB-Heller, Stephen has worked for many years in senior finance roles in Financial Services, initially with RBS Insurance and then with a private equity backed Life Insurance company, where he successfully led a team through a period of rapid growth and change, ultimately leading to a listing on the London Stock Exchange. He joined IGF as a Consultant following the acquisition in 2016, and was appointed as Head of Finance in May 2017.

    • Andrew Hey
      Andrew Hey
      Head of Underwriting

      Andrew joined IGF in July 2018 to manage the Group’s Underwriting team

      Originally graduating in Engineering, Andrew qualified as a Chartered Accountant and then gained many years of experience in ABL, initially with GE Commercial Finance and more recently as Head Of ABL Underwriting with Shawbrook Bank. Prior to Shawbrook he worked at Centric Commercial Finance throughout the period of growth that culminated in the acquisition by the Bank.

      Andrew’s experience is in analyzing and structuring ABL transactions across a broad range of sectors and complexities; typically event driven opportunities including acquisitions, restructurings and turnarounds.

    • Matthew Smith
      Head of Risk

      Matthew’s career began in underwriting, and he has worked in invoice finance since 1999. A member of the Institute of Credit, he joined IGF from Bibby Factors, where he was Head of Operations in Sussex. At IGF, he is responsible for overseeing operational risks and procedures.

    • Simon Jacobs
      Head of Portfolio

      Simon joined in October 2016 to develop and manage the Group’s client portfolio. Simon has been in the invoice finance and ABL sector for over 20 years working for NMB-Heller, GE Capital and Centric Commercial Finance (now Shawbrook).

      Simon has a wide range of experience having worked with SME’s across various sectors through changing business cycles.

    • Matt Ascott
      Matt Ascott
      Chief Information Officer

      Matt joined IGF in March 2018 as Chief Information Officer. He leads the business change agenda, development of technology and ongoing IT operations.

      Matt’s career started in accountancy having gained his degree in accountancy before moving into the world of IT.  He spent several years consulting in financial systems across a diverse range of organisations and then moved into financial services where his experience spans 18 years, with exposure across all areas of IT and Change in both regulated and non-regulated environments.

      His most recent role was leading delivery and innovation for the Business Finance division of Shawbrook Bank.

Like you we march to the beat
of a different drum

Discover why we are different